NID- HCA is committed to continually enhancing and expanding our counseling network. The comprehensive NID-Housing Counseling Agency (NID-HCA) program is designed to offer the myriad of housing related issues to our clients, nationwide. We offer counseling to consumers, as well as non-profits, public agencies and faith-based organizations in each of the following areas: Prepurchase, Budget/Credit, Pre-rental, Homeowner, Default/Foreclosure, Home Equity Conversion/Reverse Mortgages, Community Development Programs, Housing Rehabilitation, Refinance, Financial Literacy, Discrimination, Predatory Lending and Fair Housing. The function of the agency is to provide housing related counseling to all persons/entities with housing needs, FREE OF CHARGE. The agency is staffed by a network of fully training counselors/real estate professionals with extensive multi-choice knowledge of the real estate industry, in general and within their areas, specifically. The agency also has an extensive referral system for all of your real estate related needs. Counseling is offered in the following ways to accommodate the client: Office location, telephone, e-mail, confidential fax on demand, and TDD (for the hearing impaired). Spanish and Cantonese counselors are available at each location. Counseling is strictly confidential. One-on-one and/or group counseling seminars are available. Counseling questions submitted by e-mail and fax are confidential and will only be accessible by the counselor.
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